Chapter 25A

46 published sections.

N.C.G.S. § 25A-1 — Scope of act.
N.C.G.S. § 25A-2 — "Consumer credit sale" defined.
N.C.G.S. § 25A-3 — "Payable in installments" defined.
N.C.G.S. § 25A-4 — "Goods" defined.
N.C.G.S. § 25A-5 — "Services" defined.
N.C.G.S. § 25A-6 — "Seller" defined.
N.C.G.S. § 25A-7 — "Cash price" defined.
N.C.G.S. § 25A-8 — "Finance charge" defined.
N.C.G.S. § 25A-9 — "Amount financed" defined.
N.C.G.S. § 25A-10 — "Official fees" defined.
N.C.G.S. § 25A-11 — "Revolving charge account contract" defined.
N.C.G.S. § 25A-12 — "Consumer credit installment sale contract" defined.
N.C.G.S. § 25A-13 — "Consumer Credit Protection Act" defined.
N.C.G.S. § 25A-14 — Finance charge rates and service charge for revolving charge account contracts.
N.C.G.S. § 25A-15 — Finance charge rates for consumer credit installment sale contracts.
N.C.G.S. § 25A-16 — Transfer of equity.
N.C.G.S. § 25A-17 — Additional charges for insurance.
N.C.G.S. § 25A-18 — Confession of judgment.
N.C.G.S. § 25A-19 — Acceleration.
N.C.G.S. § 25A-20 — Disclaimer of warranty.
N.C.G.S. § 25A-21 — Attorneys' fees.
N.C.G.S. § 25A-22 — Receipts for payments; return of title documents upon full payment.
N.C.G.S. § 25A-23 — Collateral taken by the seller.
N.C.G.S. § 25A-24 — Identification of instruments of indebtedness.
N.C.G.S. § 25A-25 — Preservation of consumers' claims and defenses.
N.C.G.S. § 25A-26 — Substitution of collateral.
N.C.G.S. § 25A-27 — Application of payments.
N.C.G.S. § 25A-28 — Form of consumer credit installment sale contract.
N.C.G.S. § 25A-29 — Default charges.
N.C.G.S. § 25A-30 — Deferral charges.
N.C.G.S. § 25A-31 — Consolidation and refinancing.
N.C.G.S. § 25A-32 — Rebates on prepayment.
N.C.G.S. § 25A-32.1 — Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans.
N.C.G.S. § 25A-33 — Terms of payments.
N.C.G.S. § 25A-34 — Balloon payments.
N.C.G.S. § 25A-35 — Statement of account.
N.C.G.S. § 25A-36 — Certificates of insurance and rebates.
N.C.G.S. § 25A-37 — Referral sales.
N.C.G.S. § 25A-38 — "Home-solicitation sale" defined.
N.C.G.S. § 25A-39 — Buyer's right to cancel.
N.C.G.S. § 25A-40 — Form of agreement or offer; statement of buyer's rights.
N.C.G.S. § 25A-41 — Restoration of down payment; retention of goods.
N.C.G.S. § 25A-42 — Duties as to care and return of goods; no compensation for services prior to cancellation.
N.C.G.S. § 25A-43 — Unconscionability.
N.C.G.S. § 25A-44 — Remedies and penalties.
N.C.G.S. § 25A-45 — Conflict with Consumer Credit Protection Act.